Who this is for
- ✓ Self-employed and sole traders
- ✓ ABN holders and contractors
- ✓ People without an employer salary-packaging scheme
- ✓ Anyone who wants to own the vehicle, not lease it through work
Why self-employed buyers come to a broker
Lenders assess self-employed income differently, and a one-size form often says no when the full picture would say yes. A broker reads your whole situation — ABN history, the asset, how you trade — and matches it to lenders who understand it, instead of a single automated decision.
Personal or business, your call
Financing it personally or through your ABN both work — the right structure depends on how you’ll use the vehicle. We’ll talk it through; for the tax side, your accountant is the right call.
General information only and not financial or tax advice. For any tax treatment, speak to your accountant. Credit eligibility is subject to lender criteria and individual assessment. ALX Finance, Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd).