Vehicle, Equipment & Business Finance
Stop overpaying on finance. Get the right deal from 50+ lenders — structured around you.
Most Australians accept the first finance offer they get. ALX compares 50+ lenders to find you a better rate, lower repayments, and a structure that actually fits your situation — from first call to settlement.
Trusted by hundreds of Australian borrowers since launch
24-48hr
Turnaround Time
$15K+
Minimum Asset Value
50+
Lender Panel
Consumer & Business
Finance Solutions
Finance solutions for every situation
Whether you're buying a car, upgrading equipment, growing your business, or consolidating debt — we'll find the right structure for you.
Vehicle Finance
Cars, utes, trucks, trailers, caravans, and bikes. Personal or business use.
Learn more →Equipment Finance
Machinery, tools, and equipment to grow your business.
Learn more →Business Loans
Working capital, expansion funding, and business growth finance.
Learn more →Refinance
Restructure existing loans for better terms or consolidate debt.
Learn more →Why borrowers choose ALX
Getting finance shouldn't feel like a gamble. Here's how working with ALX is different.
Guidance, not guesswork
You Google rates, compare confusing offers, and hope you picked the right one.
We analyse your situation and build a structure around your credit profile, cash flow, and plans.
Your credit profile, protected
Multiple applications from different lenders leave marks on your credit file.
We're strategic about when, where, and how we submit — so you get approved without unnecessary hits.
One broker, start to finish
You deal with a call centre, get passed around, and repeat your story every time.
You work directly with Alex — one person who knows your file and answers the phone.
Built for real situations
Cookie-cutter applications reject you for being self-employed or having complex income.
We work with borrowers who don't fit the mould, and we're upfront about what's possible.
How it works
Three simple steps to the right finance.
Tell us your situation
Share what you need finance for, your timeline, and any concerns. No paperwork yet — just a conversation.
We find the right fit
Alex reviews your situation, identifies the best lenders and structures, and presents your options clearly.
Settlement and beyond
Once approved, we handle the paperwork and stay involved for future finance needs.
What our clients say
“He walked me through every option and explained the tradeoffs in plain English. First time I've felt confident about a finance decision.”
Sarah M.
Vehicle Finance
“I'd been knocked back twice before coming to ALX. Alex found a lender that actually understood my business and got it done in 48 hours.”
James K.
Equipment Finance
“No pressure, no jargon. Just honest advice about what would work for my situation. I've sent three mates his way since.”
Tom R.
Business Loan
Common questions
Answers to what most borrowers want to know before getting started.
Not necessarily. Unlike applying directly to multiple lenders yourself, we're careful about how and when we submit applications. We review your situation first and only submit where there's a strong chance of approval — minimising unnecessary credit enquiries.
Comparison sites match you by rate using algorithms. We take the time to understand your full situation — income structure, credit history, asset type, and future plans — then build a finance structure around it. You also deal directly with a broker, not a platform.
Vehicle finance (cars, utes, trucks, trailers, caravans, bikes), equipment and machinery finance, business loans and working capital, and refinance or debt consolidation. Both consumer and commercial.
Most applications are submitted within 24-48 hours. Approval timelines depend on the lender and complexity, but straightforward deals can settle within a week.
That's one of the most common reasons people come to us. A decline often means the application was sent to the wrong lender or structured poorly — not that you can't get finance. We'll review what happened and find a better path.
We typically work with asset values of $15,000 and above. For smaller amounts, we can point you in the right direction.
Every week you wait could cost you hundreds in repayments
Rates change, deals expire, and the vehicle or equipment you want won't wait forever. Let's find your best option today — no pressure, no jargon, just a straight answer.
"Alex found me a rate almost 2% lower than my bank offered. The whole process took less than a week."
No credit impact • Response within 24 hours • No obligation • 50+ lenders compared