Equipment finance that keeps your business moving
From earthmoving machinery to commercial kitchen gear — we help Australian businesses fund the equipment they need to grow.
Equipment we finance
We work with lenders who specialise in each industry and asset class.
Construction & Earthmoving
Excavators, loaders, skid steers, compactors, and everything on a building site. Finance structured around project timelines.
Transport & Logistics
Trucks, trailers, forklifts, and warehouse equipment. Lenders who understand the margins and cycles of transport businesses.
Manufacturing
CNC machines, presses, production lines, and industrial equipment. Finance that matches the output life of the asset.
Medical & Healthcare
Diagnostic equipment, dental chairs, imaging machines, and fit-out finance for clinics and practices.
Hospitality & Food Service
Commercial kitchen gear, coffee machines, refrigeration, and fit-out finance for cafes, restaurants, and food trucks.
Agriculture & Farming
Tractors, harvesters, irrigation systems, and farm machinery. Seasonal repayment structures available.
Why finance your equipment?
Smart equipment finance is a growth tool, not just a loan.
Preserve working capital
Finance the asset instead of draining cash reserves. Keep your capital available for operations, wages, and growth opportunities.
Tax-effective structuring
Potential GST claims on purchase price, depreciation benefits, and interest deductions. We'll help you understand what applies to your situation.
Flexible repayment terms
Match repayments to revenue cycles or seasonal cash flow. Monthly, quarterly, or structured around when your business earns.
New and used equipment
Finance for both new purchases and quality used equipment. Age and condition matter, but we have lenders for a wide range of assets.
Who equipment finance is for
We work with tradies, transport operators, construction companies, manufacturers, food service businesses, agricultural operations, medical practices, and just about any Australian business that relies on physical equipment to operate and grow.
Whether you're a sole trader buying your first excavator or a fleet operator adding another prime mover — if the equipment earns you money, we can probably help you finance it.
Equipment finance FAQs
Almost any revenue-producing business asset can be financed — from heavy machinery and transport vehicles to medical equipment, commercial kitchen gear, and IT infrastructure. If the asset helps your business earn, there's likely a lender for it.
Yes, subject to the age and condition of the equipment. Most lenders have guidelines around asset age (commonly under 10-15 years at end of loan term), but we have specialist lenders who can go further for quality used assets.
Most equipment finance applications are assessed within 24-48 hours. For straightforward deals with strong financials, same-day approval is possible. Complex applications or larger amounts may take a few extra days.
We work with newer businesses regularly. While some lenders require two years of trading history, others specialise in startups and businesses under 12 months. We'll match you with the right lender for your stage.
Other finance solutions
Explore our other services to find the right finance for every need.
Vehicle Finance
Cars, utes, trucks, and more — finance structured around how you drive and earn.
Learn moreBusiness Loans
Working capital, term loans, and lines of credit to keep your business operating and growing.
Learn moreRefinance
Restructure existing finance for a better rate, lower repayments, or simpler management.
Learn moreNeed equipment finance?
Tell us what you're looking to buy and we'll find the right lender and structure — usually within 24-48 hours. No obligation, no credit impact.
"Alex found me a rate almost 2% lower than my bank offered. The whole process took less than a week."
No credit impact • Response within 24 hours • No obligation • 50+ lenders compared