ALX Finance
ALX Finance

Free calculator

Car loan repayment calculator

Estimate what a car, ute, truck or bike might cost you each month. Move the sliders to explore — then a real ALX broker compares a panel of lenders and confirms your actual rate and comparison rate. No obligation.

Estimate your repayments

Move the sliders to explore. Indicative only — not a quote.

The default sits in realistic territory for secured car finance — new cars can sit lower, older or used cars higher — but the rate is yours to set, not an ALX rate. Your actual rate depends on the lender, the asset and its age, the loan term and size, and your credit profile. ALX confirms your real rate and comparison rate after a broker reviews your situation.

Estimated repayment

$710 / month

Get my real options →

Indicative only and not a quote or an offer of credit. Your actual rate, comparison rate, fees and repayments depend on the lender and a full assessment. A real ALX broker compares lenders and confirms your comparison rate. General information only — for any tax treatment, speak to your accountant. ALX Finance, Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd).

How to use it

Enter how much you want to finance, pick a term, and set an example rate. The calculator shows an indicative monthly repayment using a standard amortised loan formula. It's a planning tool, not a quote — nothing here is an offer of credit.

What actually decides your rate

Two people financing the same car can be offered different rates. The figure you're offered depends on:

That's why the rate in the calculator is one you choose, not a number we assert. A real broker reads your whole situation and matches it to lenders who fit.

Get your real options

Tell us what you're buying and an ALX broker will compare a panel of lenders and come back with your real rate and comparison rate. About 60 seconds to start, no obligation.

Start my quote →

Related: Vehicle finance · Self-employed & ABN car finance · Equipment finance calculator

Indicative only and not a quote or an offer of credit. Your actual rate, comparison rate, fees and repayments depend on the lender and a full assessment. General information only — for any tax treatment, speak to your accountant. ALX Finance, Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd).